Don’t Settle a Car Crash Without an Attorney
When you are involved in a car crash, whether it’s in a no-fault or fault state, you are supposed to get a payout from your insurer to cover medical costs, property damage, etc., as defined in your auto insurance policy (-). Unfortunately, most insurers usually offer mediocre payouts. While your policy may define how much you are supposed to get in the event of an accident, this may not be enough. You may have to sue the at-fault driver and their insurer to ensure you get enough money to cover the costs of treatment and therapy, as well as property damage and lost wages. When it comes to insurance settlements, don’t settle a car crash without an attorney. This is because you will most likely get a raw deal.
Insurance Companies Have the Best Lawyers
The main reason you must hire the most competent car accident attorney is the fact that insurance firms usually have the best lawyers and the brightest minds. This is meant to ensure they never pay more than they must. If you try negotiating with these experienced professionals on your own, you will get the short end of the stick. To ensure you do not get a raw deal, it is imperative you look for a competent car accident attorney to look after your interests during the negotiations for the settlement.
Since you are not a lawyer, you may not be aware of state laws that touch on car accident settlements. You may also not be aware of the settlements made in previous cases. Therefore, you will be approaching the negotiations ill-equipped. To level the playing field, you must take your time finding an experienced car accident lawyer with a high success rate, a great reputation in the industry and competitive fee structure.
When negotiating on your own, you may accept an insignificant settlement and sign documents that may prevent you from pursuing the matter further. Ideally, you should never sign any agreements without consulting your lawyer. You want to know what you are getting yourself into before you commit yourself. Please note that your recovery may take a long time. The cost of treatment, therapy and rehabilitation as well as the lost wages may be quite substantial. Your- will help you calculate the total cost of the accident based on federal and state laws, and make a suitable claim for compensation. This will help to ensure that you get a settlement that is significant enough to cover your living expenses during recovery, medical costs and rehabilitation and property damage among other things.